Streamline Your Payment Processing With ACH Payments

Use ACH payment processing to send and receive money quickly, simplify your accounting and reconciliation processes, and improve your cash flow.

What is ACH Processing?

ACH, otherwise known as Automated Clearing House, is the electronic network used to transfer money and payment information between bank accounts. Processing payments through the ACH system is a safe and secure way to transfer funds, and provides both you and your customers with a variety of benefits.

Why Use ACH?

While credit and debit cards remain the top choice for customers who make online purchases, ACH payment volume continues to grow year over year. Regardless of industry or the types of products or services you sell, ACH processing gives you an easy way to accept and manage customer payments.

Automated Payment Processing

Using ACH processing to set up recurring billing for your customers can help save time, reduce errors, streamline your accounting process, and eliminate the need to handle paper checks.

Customer Convenience

Your customers will enjoy the speed and convenience of making secure online payments.

Lower Decline Rate

Since checking and savings accounts don’t “expire” like credit cards, you will experience fewer payments that are declined because of expiration.

Fast, Affordable Payment Processing

ACH processing is easy to implement and inexpensive to maintain. And ACH transfers are typically less expensive than processing paper checks, paying credit card discount fees, and using wire transfer service charges.

Safe and Secure Oversight

The ACH network is managed by NACHA (National Automated Clearing House Association), a nonpartisan government entity that regulates and oversees the network. NACHA regulations require that businesses that accept ACH payments must ensure the safety and security of the customer’s identity and payment information; however, ACH payments do not have to follow the same PCI (Payment Card Industry) requirements as credit and debit card payments.

Efficient Cash Flow Management

ACH integrates with most types of accounting and bookkeeping software, so no special programming is needed. Plus, payments are credited to your account faster than the time it takes for paper checks to clear, usually within one to five business days.

Are you ready to accept ACH payments and automate your payment processing?
Contact us today to learn how to accept ACH payments instantly!