White Papers

A Guide to Preventing E-Commerce Fraud

Card-not-present (CNP) transactions, in which the cardholder is not physically present, have always been riskier than card-present transactions. That’s because, by their nature, card-not-present transactions have more blindspots when it comes to authorization of cardholder identities. In recent years,...

A Guide to B2B Payments

Business-to-business (B2B) companies today can choose from a growing number of sophisticated options to make and receive payments. Driven by their need for greater speed, fewer errors, lower costs, and better security, companies are adopting new technologies to pay...
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How 3DS2 Grows E-Commerce Sales and Combats Fraud

With a global e-commerce market value nearing $5 trillion in 2021, online shopping is no longer a short-lived trend but the norm. The advance of widespread internet connectivity combined with the proliferation of mobile devices has increasingly driven consumers...
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PCI Compliance: The Biggest Myths Explained

The Payment Card Industry’s Data Security Standards (PCI DSS) were established to secure cardholder data that is stored, processed, and transmitted by merchants and processors. PCI DSS includes 12 requirements that represent the best practices for safeguarding sensitive card...
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Payment Solutions to Fuel the Growth of E-Commerce

E-commerce transformed the idea of shopping in the 1980s, and since then, it’s only developed and increased its possibilities. Then, in 2020, the coronavirus (COVID-19) spread worldwide and impacted e-commerce even further. Fortunately, payment technology solutions are helping fuel...

What Is a Payment Facilitator?

The payment processing landscape is constantly changing, and to stay competitive, Software as a Service (SaaS) professionals—such as independent software vendors (ISVs), value added resellers (VARs), and developers— must harness the latest payment technology to ensure top-level merchant satisfaction.

What is a Payment Gateway?

Put simply, a payment gateway is a software application that enables merchants to accept payments made with credit and debit cards for instore and online transactions. The payment gateway facilitates transaction processing by securely encrypting payment information and transferring...