White Papers

What Is a Payment Facilitator?

The payment processing landscape is constantly changing, and to stay competitive, Software as a Service (SaaS) professionals—such as independent software vendors (ISVs), value added resellers (VARs), and developers— must harness the latest payment technology to ensure top-level merchant satisfaction.

Payment Methods: A Brief History and a Look to the Future

Unless you have a crystal ball, you can’t predict the future. But paying attention to your customers’ buying habits will give you a good idea for where payment trends are headed. This white paper examines the current state of U.S. purchasing trends: who the shoppers are, what they buy, how they make their purchases, and what payment methods they prefer.

What is a Payment Gateway?

Put simply, a payment gateway is a software application that enables merchants to accept payments made with credit and debit cards for instore and online transactions. The payment gateway facilitates transaction processing by securely encrypting payment information and transferring that data between the merchant’s store or website, the bank that processes the payment, and the bank that issued the card used to make the purchase.