EMV Payment Solutions
Accept EMV-chip cards fast and hassle-free.
The EMV Evolution
Once the EMV liability shift went into effect, merchants who had upgraded their in-store equipment to accept EMV chip-cards were no longer responsible for any costs incurred by a fraudulent EMV transaction—instead, the card-issuing bank would be. If the fraudulent transaction was keyed into the merchant’s system or swiped via the card’s magnetic stripe, then the merchant would be responsible for any costs.
Unlike magnetic stripe cards, it is much more difficult for fraudsters to obtain an EMV card’s details in order to create a counterfeit card or place a fraudulent order online. Here’s why:
An EMV card comes with an integrated chip that communicates with a POS device or contactless terminal to authenticate an in-person transaction.
Single-Use Transaction Code
Every time the card is used, the chip generates a unique, single-use transaction code that cannot be used again.
The Chip Itself Cannot Be Cloned
If a hacker captured the code and tried to use it, the transaction would be denied since the chip itself cannot be cloned.
Optimized for Your Industry
Traditional POS Integrations
EMV Card Readers
Third-Party EMV Integrations
If you are locked into processing through a popular third-party POS system, or if your current processor announced an “end-of-life” scenario, we have many breakthrough EMV-ready solutions for leading systems like PC Charge, Quickbooks POS, and more.